Atma Nirbhar Bagwani Yojana : Benefits, Eligibility & Application Form
Atma Nirbhar Bagwani Yojana is a major initiative by the Government of Arunachal Pradesh to empower local farmers through fruit cultivation and farm mechanization. This scheme is a credit-linked, time-bound subsidy program designed to boost horticulture in the state by offering financial support for fruits and farm equipment. It brings together the state government, banks, progressive farmers and project consultants to work toward self-reliant agriculture.
This Atma Nirbhar Bagwani Yojana is ideal for farmers in Arunachal Pradesh who want to grow high-value fruits like dragon fruit, kiwi, orange and more while getting support from both the government and financial institutions.
Table of Contents
What is Atma Nirbhar Bagwani Yojana?
The Atma Nirbhar Bagwani Yojana is an umbrella scheme that merges several horticulture-related programs under a single structure. It provides a 45% subsidy from the Arunachal Pradesh Government, 45% bank loan and 10% farmer’s contribution. This model ensures financial ease and low-risk investment for farmers venturing into commercial fruit farming.
This scheme supports the cultivation of specific fruits like:
- Arecanut
- Pineapple
- Avocado
- Dragon Fruit
- Orange
- Banana
- Guava
It also supports the purchase of essential farm equipment such as:
- Tractors
- Power Tillers
- Brush Cutters
Also Read: PMJJBY- Pradhan Mantri Jeevan Jyoti Bima Yojana
Financial Support Structure
Under the Atma Nirbhar Bagwani scheme, the cost-sharing model is simple:
- 45% of the total project cost is given as a subsidy by the state government.
- 45% is financed by partner banks like State Bank of India (SBI), Arunachal Pradesh Rural Bank and Arunachal Pradesh Cooperative Apex Bank.
- 10% is the farmer’s own investment, which makes the program inclusive yet ensures commitment.
For loans up to ₹1.6 lakh (for individuals) and ₹10 lakh (for SHGs/FPOs), no collateral security is required. However, for loans beyond this amount, the beneficiary must provide land/property or a valid guarantor.
Benefits of Atma Nirbhar Bagwani Yojana
- Boosts fruit farming in Arunachal Pradesh by making it more profitable.
- Farmers can expand into premium crops like dragon fruit, kiwi and avocado.
- Access to high-quality farm machinery without heavy investment.
- Reduces financial burden through 90% support from government and banks.
- Ensures better credit flow to rural areas and reduces dependency on moneylenders.
- Encourages SHGs and farmer producer organizations (FPOs) to take part in commercial horticulture.
Also Read: PMFBY- Pradhan Mantri Fasal Bima Yojana: Crop Insurance
Eligibility Criteria
- The applicant must be a permanent resident of Arunachal Pradesh.
- Only individual farmers, SHGs and FPOs are eligible.
- The applicant must be engaged in or willing to start horticultural activities.
- The farmer must have a valid Aadhaar card and bank account.
How to Apply for Atma Nirbhar Bagwani Yojana
The application process is offline and must be submitted with relevant documents to the designated department.
🔗 Download the Application Form: Click here to download PDF
Documents Required
- Aadhaar Card (mandatory)
- Voter ID
- Residential Certificate
- Valid bank account details
📝 Note: No land ownership documents like LPC (Land Possession Certificate) are needed for loans under the collateral-free limit. This makes it easier for small and marginal farmers to access credit.
Also Read: PM Surya Ghar Yojana: Rooftop Solar Subsidy
Recent Developments
To promote this scheme further, the Chief Minister of Arunachal Pradesh has proposed to host a regional Oil Palm Business Summit in Namsai. This summit is expected to attract investors and create awareness among farmers about the opportunities under Atma Nirbhar Bagwani Yojana. MoUs have also been signed with banks to streamline the credit disbursal process.
FAQs
Q1: What is the Atma Nirbhar Bagwani Yojana?
It is a horticulture-focused scheme by the Arunachal Pradesh government offering 45% subsidy, 45% bank loan and 10% farmer contribution.
Q2: Who is eligible for this scheme?
Only permanent residents and farmers of Arunachal Pradesh are eligible.
Q3: What is the loan limit without collateral?
Loans up to ₹1.6 lakh for individuals and ₹10 lakh for SHGs/FPOs need no collateral.
Q4: Which banks are involved in the scheme?
State Bank of India, Arunachal Pradesh Rural Bank and Cooperative Apex Bank are the main lenders.
Q5: What crops are covered under the scheme?
Fruits like dragon fruit, orange, guava, pineapple, avocado and more are included.
Q6: Are farm machines included in the scheme?
Yes, tractors, brush cutters and power tillers are eligible for financing.
Q7: How can one apply for this scheme?
Applications are submitted offline through the official form provided by the government.
Q8: What documents are required to apply?
Aadhaar card, voter ID, residential certificate and bank account details are required.
Q9: Is land proof needed to apply?
No, land documents like LPC are not required for loans under the collateral-free limit.
Q10: What is the benefit of this scheme to farmers?
It helps farmers start or expand fruit cultivation with financial support and low-risk investment.
Final Thoughts
The Atma Nirbhar Bagwani Yojana is not just a subsidy scheme—it’s a roadmap to self-reliance for farmers in Arunachal Pradesh. With financial backing, easy loans and no collateral for smaller amounts, this scheme makes commercial fruit farming and modern agriculture more accessible. If you are a farmer looking to expand your orchard or invest in farm machinery, this scheme is a golden opportunity.
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