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PM Kisan Yojana

Pradhan Mantri Kisan Samman Nidhi Yojana (PM Kisan) is a flagship initiative of the Government of India that provides up to ₹6,000 per year to farmers as minimum income support through DBT. The objective of the Pradhan Mantri Kisan Samman Nidhi Yojana is to provide financial assistance to farmers to meet their crop production requirements

So that farmers can meet agricultural investment, seeds, fertilizers, and other agricultural requirements. It aims to increase the income of farmers and improve the productivity of the agriculture sector.

Objective of the PM Kisan Scheme

• Increasing the income of farmers: The main objective of the scheme is to increase the income of farmers, make them financially strong and improve their standard of living.
• Encouraging investment in farming: This amount received by farmers can be invested in farming, so that they can meet the needs of seeds, fertilizers and other agricultural requirements along with agricultural investment.
• Making farming attractive: Through this scheme, the government wants to make farming an attractive and easy business so that the young generation of the country is also attracted towards farming.

PM Kisan Yojana Eligibility

• Citizenship: It is mandatory for the beneficiary farmer to be an Indian citizen.
• Land ownership: The farmer must have cultivable land.
• Government job: The beneficiary farmer should not be employed in any government job in the past or present.
• Other schemes: The farmer should not be a beneficiary of other central level income support schemes.
• Income tax: Those who pay income tax are also considered ineligible under this scheme.
• Institutional land: Institutional land holders will not be eligible for this scheme.

PM Kisan Samman Yojana Benefits

• Cash Assistance: An amount of ₹6,000/- per year is transferred directly to the bank accounts of farmers. This amount is given in three installments, with each installment being of ₹2,000.
• Farming Investment: This assistance helps farmers to make agricultural investments, purchase fertilizers, seeds and meet other agricultural requirements.
• Financial Security: PM Kisan Yojana provides financial security to the farmers of the country.

Concept and Implementation of PM Kisan Samman Nidhi Yojana

PM Kisan Yojana was first conceived and implemented by the Telangana state government as “Rythu Bandhu Yojana” under which eligible farmers are given a fixed amount directly in their bank account. The Raythu Bandhu scheme has received praise from various organizations including the World Bank for its successful implementation.

Many economists suggested that this type of investment support is better than farm loan waivers. With the positive results of the scheme, the Government of India implemented it as a nationwide project Pradhan Mantri Kisan Samman Nidhi Yojana. The PM Kisan scheme was launched on 1 December 2018, which was announced by Piyush Goyal on 1 February 2019 during the Interim Union Budget 2019 of India

Formally on 24 February 2019, Narendra Modi launched the scheme in Gorakhpur, Uttar Pradesh by giving the first installment of ₹2,000 to more than one crore farmers. Till November 2025, farmers have received 21th installments under the Pradhan Mantri Kisan Samman Nidhi Yojana.

Positive Results

The positive impact of the Pradhan Mantri Kisan Samman Nidhi Yojana has been seen so far as the scheme has played a vital role in empowering farmers economically. This provides farmers with capital for agricultural investment, which has increased their agricultural productivity, income and improved living standards.

The PM Kisan Samman Nidhi Yojana also closely matches with the Government of India’s initiatives like ‘Digital India’ and ‘Direct Benefit Transfer’ (DBT) through which assistance can be delivered directly to the bank account of the registered beneficiaries.

The Pradhan Mantri Kisan Samman Nidhi Yojana is an important step of the Government of India for the economic improvement of farmers and rural development. Although there have been some challenges in the implementation of PM Kisan Yojana, such as difficulty in identifying eligible beneficiaries and the need for updating land records, the scheme has proved to be a great initiative aimed at improving the living standards of farmers.